The opinions and comments expressed in this website are those of the author or reader concerned, and are not held by YEI unless specifically specified.

YEI is not a licensed financial or professional services provider.  The information and material in this website is not to be construed as advice, and YEI would highly recommend that should you require any financial, investment, tax, legal, medical or any advice of a professional nature, that you consult your own professional adviser to obtain independent advice in keeping with your own particular situation.

Should you encounter any untoward or unscrupulous dealings with any service provider listed in this website, please advise us immediately, as YEI would not wish to be associated with a business of this kind.

On the flip side, if you wish to award accolades to any establishment or business, please advise us, so this can be drawn to the attention of the readers.